The short answer is: Yes. To use Aiia Enterprise, your company must be a registered Account Information Service Provider (AISP) and/or a Payment Initiation Service Provider (PISP).
To become a registered service provider, you must comply with the rules set by the Financial Supervisory Authority (FSA) in the country you’re operating in. If you have any questions or concerns about the AISP or PISP license, please feel free to contact us.
If you do not hold an AISP or PISP license, you might be interested in using Aiia: our out-of-the box, no-license-needed solution that enables your business to access bank data with your users’ consent.