For private customers:
Q: How do I log in using a private login to your bank?
A: You log in the same way as you do when using the Internet Bank, that is, with e-ID and Bank codes for Ålandsbanken Finland and for Ålandsbanken Sweden, you need to use Mobile Bank ID or Bank codes.
Q: Which user credentials do I need?
A: You need to have an agreement for digital services. When entering such an agreement, you get Bank codes and e-ID (Finland) or Mobile Bank ID (Sweden).
Q: Is it required that I sign or otherwise accept specific open banking terms or agreements?
A: No, you don't have to sign up for specific Open Banking terms or agreements. You only have to sign up for our digital services.
Q: Which of Ålandsbankens retail products are accessible through PSD2?
A: The products Ålandsbanken has accessible through PSD2 are your accounts available in the Internet Bank, both to see the accounts and to make payments from them. For an AISP also your cards are available. You can see them and get the transactions but can't make payments with the cards. Here you can see which API's available:
For Business customers:
Q: How do I log in using a business login to your bank?
A: Generally, Ålandsbanken currently do not include business customers in its Open Banking solutions. However, accounts you have access to right now are included in Open Banking so now a private customer can use business accounts In Open Banking if the customer has access rights to the account.
This information is based on communication from Ålandsbanken to us. If you learn other information, please let us know.