Because we’re using banks’ PSD2 APIs, you need to acquire special PSD2 licenses and certificates in order for you to use these APIs and fetch real data. This is only the case for our product Aiia Enterprise.
To use Aiia Enterprise, your company must be a registered Account Information Service Provider (AISP) and/or a Payment Initiation Service Provider (PISP). These certificates are used by the banks to verify the identity of your business and to prove that you're a licensed third party provider (TPP) according to the PSD2 legislation. See which certificates your business needs to acquire and how to get them in our guide. To become a registered service provider you must comply with the rules set by the Financial Supervisory Authority (FSA) in the country you’re operating in. If you have any questions or concerns about the AISP or PISP license, please feel free to contact us.